国际金融中英文版（带解析）

国际金融中英文版

Chapter 2:

Payments among Nations

Single-Choice Questions

1. A country?s balance of payments records: 一个国家的国际收支 平衡记录了 B

a. The value of all exports of goods and services from that country for a period of time. b. All flows of value between that country?s residents and residents of the rest of the world during a period of time. 在一定时间段里, 一个国家居民的资产和其它世界居民资产的流动

c. All flows of financial assets that cross that country?s borders during a period of time. d. All flows of goods into that country during a period of time. 2.

3. A credit item in the balance of payments is: 在国际收支平衡里的贷项是 A

a. An item for which the country must be paid. 一个国家必须收取的条款 b. An item for which the country must pay. c. Any imported item.

d. An item that creates a monetary claim owed to a foreigner.

4. Every international exchange of value is entered into the balance-of-payments accounts __________ time(s). 每一次国际等价交换都记进国际收支帐户２次 B a. 1 b. 2 c. 3 d. 4

5. A debit item in the balance of payments is: 在国际收支平衡中的借项是 B

a. An item for which the country must be paid.

b. An item for which the country must pay. 一个国家必须支付的条款 c. Any exported item.

d. An item that creates a monetary claim on a foreigner.

6. In a nation's balance of payments, which one of the following items is always recorded as a positive entry? D 在国际收支中, 下列哪个项目总被视为有利条项 a. Changes in foreign currency reserves. b. Imports of goods and services.

c. Military foreign aid supplied to allied nations.

d. Purchases by foreign travelers visiting the country. 国外游客在本国发生的购买

7. The sum of all of the debit items in the balance of payments: 在收支平衡中,所有贷项的总和 B

a. Equals the overall balance.

b. Equals the sum of all credit items.等于所有借项的总和 c. Equals ?compensating? transactions.

d. Equals the sum of credit items minus errors and omissions.

8. Which of the following capital transactions are entered as debits in the U.S. balance of

payments? 下列哪个资本交易在美国的收支平衡中当作借项？ B

a. A U.S. resident transfers $100 from his account at Credit Suisse in Basel (Switzerland) to his account at a San Francisco branch of Wells Fargo Bank.

b. A French resident transfers $100 from his account at Wells Fargo Bank in San

Francisco to his Credit Suisse account in Basel. 一个法国居民在旧金山的Fargo Bank用其帐户转帐１００美金到位于巴塞尔的瑞士信贷户口 c. A U.S. resident sells his IBM stock to a French resident.

d. A U.S. resident sells his Credit Suisse stock to a French resident.

9. An increase in a nation's financial liabilities to foreign residents is a: 一个国家对另一个国家金融负债的增加是一种C a. Reserve inflow. b. Reserve outflow.

c. Capital inflow.资本流入 d. Capital outflow.

10. ___A_______ are money-like assets that are held by governments and that are recognized by governments as fully acceptable for payments between them. 官方国际储备资产是一种类似于钱的资产，这种资产由政府掌握并作为政府间的一种支付手段得到充分认可. a. Official international reserve assets 官方国际储备资产 b. Unofficial international reserve assets c. Official domestic reserve assets d. Unofficial domestic reserve assets

11. Which of the following is considered a capital inflow? 下列哪项 被视为资本流入 A

a. A sale of U.S. financial assets to a foreign buyer. 美国一金融资产卖给一外国买家

b. A loan from a U.S. bank to a foreign borrower.

c. A purchase of foreign financial assets by a U.S. buyer. d. A U.S. citizen?s repayment of a loan from a foreign bank.

12. In a country?s balance of payments, which of the following transactions are debits?一个国家的收支平衡表中,哪个交易属于借项？ A

a. Domestic bank balances owned by foreigners are decreased. 外国人拥有的国内银行资产的下降

b. Foreign bank balances owned by domestic residents are decreased. c. Assets owned by domestic residents are sold to nonresidents. d. Securities are sold by domestic residents to nonresidents.

13. The role of ___D_______ is to direct one nation?s savings into another nation?s investments: 资金流的作用是指导一个国家的储蓄进入到另一个国家的投资 a. Merchandise trade flows b. Services flows

c. Current account flows d. Capital flows 资金流

14. The net value of flows of goods, services, income, and unilateral transfers is called the: 商品,服务,收入和单方面转让等现金流的净收益叫经常账目（户）B a. Capital account.

b. Current account.经常账目（户） c. Trade balance.

d. Official reserve balance.

15. The net value of flows of financial assets and similar claims (excluding official international reserve asset flows) is called the: 金融资产和类似的资产（官方国际储备资产流除外）的 净值流叫 A

a. Financial account.金融帐 b. Current account. c. Trade balance.

d. Official reserve balance.

15. The financial account in the U.S. balance of payments includes: 美国国家收支表中的金融帐包括： B

a. Everything in the current account.

b. U.S. government payments to other countries for the use of military bases.美政府采用其它国家军事基地所需支付款项

c. Profits that Nissan of America sends back to Japan. d. New U.S. investments in foreign countries.

16. Ａ U.S. resident increasing her holdings of a foreign financial asset causes a: 一个美国居民 增持一外国金融资产会引起D a. Credit in the U.S. current account. b. Debit in the U.S. current account. c. Credit in the U.S. capital account.

d. Debit in the U.S. capital account. 美国资本帐的借帐

17. A foreign resident increasing her holdings of a U.S. financial asset causes a: 一个美国居民增持本国一金融资产会引起 C a. Credit in the U.S. current account. b. Debit in the U.S. current account.

c. Credit in the U.S. capital account.美国资本帐的贷帐 d. Debit in the U.S. capital account.

18. A deficit in the current account: 经常帐户中的赤字 A

a. Tends to cause a surplus in the financial account.会导致金融帐中的盈余 b. Tends to cause a deficit in the financial account. c. Has no relationship to the financial account.

d. Is the result of increasing exports and decreasing imports.

19. In September, 2005, exports of goods from the U.S. decreased $3.3 billion to $73.4 billion, and imports of goods increased $3.8 billion to $144.5 billion. This increased the deficit in:2005年8月,美国商品出口降低了33亿美元,共734亿美元；商品进口上升到1145亿美元,上长了38亿.这样增加了哪个方面的赤字？C a. The balance of payments. b. The financial account.

c. The current account. 经常帐户 d. Unilateral transfers.

20. Which of the following would contribute to a U.S. current account surplus? 以下哪项有助于美国现金帐的盈余？ B

a. The United States makes a unilateral tariff reduction on imported goods.

b. The United States cuts back on American military personnel stationed in Japan.美国削减在日本的军事人员

c. U.S. tourists travel in large numbers to Asia.

d. Russian vodka becomes increasingly popular in the United States.

21. Which of the following transactions is recorded in the financial account?以下哪个交易会被当作金融帐A

a. b. c. d.

Ford motor company builds a new plant in China 福特摩托公司在中国设立车间 A Chinese businessman imports Ford automobiles from the United States. A U.S. tourist spends money on a trip to China.

The New York Yankees are paid $10 million by the Chinese to play an exhibition game in Beijing, China.

22. If a British business buys U.S. government securities, how will this be entered in the balance of payments? 如果一英国商人购买了美国政府的债券,那么这个交易在收支平衡表中会被当作是？ C

a. It will appear in the trade account as an import. b. It will appear in the trade account as an export.

c. It will appear in the financial account as an increase in U.S. assets held by foreigners.会被当作是外国人所有的美国资产增长

d. It will appear in the financial account as a decrease in U.S. assets held by foreigners.

23. In the balance of payments, the statistical discrepancy or error term is used to: 在收支平衡表中, 统计差异与错误项目会用来确保借帐总和跟贷帐总和一致 A a. Ensure that the sum of all debits matches the sum of all credits. b. Ensure that imports equal the value of exports.

c. Obtain an accurate account of a balance-of-payments deficit. d. Obtain an accurate account of a balance-of-payments surplus.

24. Official reserve assets are: 官方储备资产 是 B

a. The gold holdings in the nation?s central bank.

b. Money like assets that are held by governments and that are recognized by

governments as fully acceptable for payments between them. 官方国际储备资产是一种类似于钱的资产，这种资产由政府掌握并作为政府间的一种支付手段得到充分认可

c. Government T-bills and T-bonds. d. Government holdings of SDR?s

25. Which of the following constitutes the largest component of the world?s international reserve assets? 下列哪项构成了世界国际储备资产的大部份？ D a. Gold.

b. Special Drawing Rights. c. IMF Reserve Positions.

d. Foreign Currencies. 外汇（币）

26. The net accumulation of foreign assets minus foreign liabilities is: 海外净资产的积累减去外债等于C

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