001_Banking-GeneralBusiness

banking general business

01 Banking - General Business 银行业务－一般业务

ATM

n. 自动柜员机

You can change your PIN at the ATM.

你可以在自动柜员机更改你的密码。

automatic bill payment

自动转账服务

Tina pays her phone bill with an automatic bill payment.

蒂娜利用自动转账服务支付电话账单。

balance

n. 余额；差额

If you keep a balance of $1,000, you won't have to pay the $20 monthly-service fee.

如果您维持一千元存款余额，就不必付每月二十元的服务费。

bank account

银行账户

How do I open a bank account here?

我要怎么开户？

bank holiday

银行公休日；国定假日

What happens if payday falls on a bank holiday?

发薪日如果碰上国定假日该怎么办？

banking

n. 银行业务

Could you sign me up for online banking?

你可以帮我申请网络银行服务吗？

banknote

n. 纸币；钞票

Wads of banknotes were hidden in the bag.

banking general business

袋子里藏了数迭纸钞。

certificate of deposit

定期存款

Redeeming your certificate of deposit before maturity may result in withdrawal penalties.

如果你定存提前解约，可能必须付提前解约金。

checking account

支票存款账户

I need to make a withdrawal from my checking account.

我要从我的支票存款账户里提款。

deposit

n. 存款

I didn't get my pay deposit this month.

我这个月薪资存款没有入账。

discount rate

重贴现率

The discount rate is set by the Fed.

重贴现率是由联准会所订定。

Individual Retirement Account

个人退休账户

Does it matter where I open an Individual Retirement Account?

我在哪里开立个人退休账户有关系吗?

interest

n. 利息

Interest rates are not expected to increase.

利率应不会上升。

safe-deposit box

（银行）保险箱

She kept her jewels in her safe-deposit box.

她将珠宝放在她银行保险箱。

banking general business

savings account

储蓄存款账户

I need to transfer money from my savings account to my checking account. 我要将储蓄存款账户的钱转到我的支票账户。

signature

n. 签名

Tom forged his boss's signature to steal company funds.

汤姆伪造老板签名，盗领公司款项。

员

teller

n.（银行）出纳Marcy started as a bank teller, but now she's a loan officer. 玛西一开始是当银行出纳员，但现在她是贷款员。

transfer

v. 转帐

The money has been transferred into my account.

钱已经转进我的账户。

wire

v. 汇款

Judy's father wired money to her bank account.

茱蒂父亲汇了一笔钱到她的户头。

withdraw

v. 提款

I withdrew $300 from my savings account.

我从我的储蓄存款账户提领了三百元。

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